Your everyday banking account
Challenger's Access account is your complete everyday transaction account, providing easy access to your funds across Australia and when you’re overseas.
Enjoy the benefits of a Visa Debit card, making deposits at Australia Post outlets via Bank@Post, no minimum balance requirements, no account keeping fees and no minimum monthly deposit.
Need help planning your budget?
Try our online budget planner. It’s a simple calculator that can help you map out your expenses, like rent and groceries, and show you what money you have left over (which can be put towards any savings goals you may have).
Features you'll love
Make deposits at Australia Post outlets via Bank@Post
Widely accepted fee-free Visa Debit card
No monthly account keeping fees
No minimum monthly deposit
|No account keeping fees|
|No online transactions fees|
|Visa Debit card|
|Make deposits at Australia Post outlets via Bank@Post|
- No monthly account keeping fees
- No transaction fees when making payments using Internet Banking or our mobile app
- A fee-free Visa Debit card to make everyday purchases online, overseas, over the phone, and in-store
- No ATM withdrawal fees when accessing your money from Australian ATMs1
For a full list of fees and charges, please view our Schedule of Fees and Charges.
1 Some ATM operators may charge an ATM withdrawal fee at the time of transaction.
How long does an application take? Online applications take less than 5 minutes. Provided we’ve been able to verify your identify online, account details will be emailed to you within 15 minutes.
What else do I need to know? To open an account, you need to:
- be 14 years or older
- have an Australian mobile number and a valid email address, and
- be solely an Australian resident for taxation purposes.
This account doesn’t pay any interest.