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Open Banking

Easily and securely share your banking information with organisations you trust.

Open Banking

What is Open Banking?

Open Banking is part of the Australian Government’s Consumer Data Right (CDR) and is the secure way to give organisations access to your banking information. You have control over how your data is used, and to whom it is given.

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For customers 

Who can I share my information with? 

Open Banking allows you to share your banking information with organisations accredited by the Australian Competition and Consumer Commission (ACCC).

Our CDR Policy 

Our CDR Policy provides you with information on how we manage your data under the CDR.

Sharing your data

To provide you with a new or improved service, an accredited organisation may ask you to share your data. Before we share your data, you need to give us permission. You’ll be securely transferred to Challenger to authorise us to share your data.

Managing consents

You can manage your data sharing consents in Internet Banking. Here you can view active and archived consents, and if you wish, stop sharing from an active consent.

To find out more about managing your data view our Data sharing FAQs.

Open Banking product API

Information about our products is made available using public APIs under the Consumer Data Right.

For more information about public APIs and how to use them, visit the Consumer Data Standards website.


Visit this link to get a list of products available via this service.

API link:

Product details

Visit this link to obtain information on a single product we currently offer.

API link:[product-ID] 


You can find more information about Open Banking on the Australian Government’s CDR website.

And of course, our team is here to help. If you have any questions, call us on 1300 221 479 Monday – Friday, between 8.30am – 4.30pm EST/EDT.


*All depositors are protected by the Government guarantee. For further details, please refer

This information is intended to be general only and has been prepared without taking into account your objectives, financial situation or needs. Because of that, you should consider its appropriateness, having regard to your objectives, financial situation and needs before acting on any such information. You should obtain and consider the relevant Target Market Determination (TMD), General Terms, Product Disclosure Statement (PDS), Fees and Charges Schedule and Interest Rate Schedule before making a decision about whether to acquire or continue to hold the relevant product.

Issued by Challenger Bank Limited (ABN 54 087 651 750, AFSL/Australian Credit Licence 245606) which is an authorised deposit-taking institution (ADI) regulated by the Australian Prudential Regulation Authority. Challenger Bank Limited is a part of the group of companies constituted by Challenger Limited and its subsidiaries (Challenger Group). No other entity in the Challenger group apart from Challenger Bank Limited is an ADI, and that entity's obligations does not represent deposits or other liabilities of Challenger Bank Limited. Challenger Bank Limited does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.